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Articles on financial services law in China — practical guidance for foreign clients.
Borrowing and lending in China operate in a dense regulatory environment where the difference between a civil dispute and a criminal offense can turn on a si…
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China's courts apply a single, dynamic ceiling to interest in private lending disputes: four times the one-year Loan Prime Rate (LPR) published by the People…
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Money-market funds sold through digital payment platforms have transformed how ordinary investors in China hold cash. Yet the convenience of buying a fund pr…
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One of the most frequent questions I hear in my banking and financial services practice in Wuhan is deceptively simple: "If I cannot repay my bank loan, will…
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Between 2013 and 2018, peer-to-peer lending platforms grew from a niche experiment into a national phenomenon in China, promising retail investors double-dig…
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Every time a consumer in China scans a QR code at a shop counter, tops up a prepaid card, or pays for an online order, a licensed payment institution is work…
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