Not legal or tax advice. SAFE and bank documentary practice change. This page is the sale-proceeds wire — not the 50k quota, not inherited funds, not WFOE dividends.
Best case: the same bank still has the inbound FX that bought the flat, plus the sale contract, transfer registration and tax proof. RMB-only or third-party purchase funds need a written story, not a suitcase. A Chinese co-owner’s “half” is not automatically your wire. Timing is bank practice — often weeks, not an SLA. Splitting the sale across relatives’ USD 50,000 quotas or using an underground bank is the high-risk version of this page. Inheritance and company profit have their own URLs.
SAFE individual / current-account authenticity. Banks review purpose, tax and the link between the inbound funds (if any) and the outbound sale proceeds. The circulars and the bank’s own checklist both matter.
Why inbound FX helps. A documented foreign-currency purchase that landed in China is the cleanest “this is my money coming back” story. RMB wages or a family transfer into the purchase need extra exhibits.
Legal boundary: Prefer primary statutes, judicial interpretations, and official guidance when making decisions. Where this guide links to city hubs or lawyer listings, verify credentials and engagement terms directly with counsel. Full disclaimer · Request a consultation.
FAQ
Common questions
Quick answers for foreign nationals and employers. Rules vary by city and change over time.
We bought entirely with RMB salary. Can we still remit?
Sometimes, with a tighter authenticity story (payroll, tax, why the flat was bought). It is slower and more bank-discretionary than a documented inbound FX purchase. Do not invent an inbound SWIFT.
Can we use the 50k quota for the leftover?
Do not design a sale exit that way. See the quota page for what that number actually is.
Consultation preparation
What to prepare before contacting counsel
Send a focused first package so counsel can check conflicts, understand scope, and identify urgent deadlines.
A concise timeline and the result you want to achieve.
Names of all parties and affiliates for a conflict check.
Key contracts, notices, correspondence, filings, or decisions.
Known deadlines, preferred language, location, and budget constraints.
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