Pick the legal purpose first — then build the contract/invoice/tax pack the bank’s FX checklist expects.
Cross-border payments from China succeed when purpose, documents and tax overlays match a recognised path: goods trade, services, dividends, capital reduction, and others. Banks review under SAFE rules; mismatches become blocked payments. This wiki is the orientation layer. Specialised live FX-route pages (dividend, related-party fee, individual) remain the how-to twins — we. them. Tax WHT/treaty pages matter when the purpose is passive income.
4 questions before you choose the route.
This page identifies the right question and evidence. It does not determine the legal outcome on a reader’s facts.
What is the purpose code/path?
Label honestly.
PurposeContracts/invoices match?
Docs.
DocsTax withheld/certified if needed?
Tax overlay.
TaxRejected already?
Blocked related pages.
RejectWorking rule: Map the regulated role before marketing or launch in China.
The signal ledger.
These facts move the question beyond a label and into a product, money-flow and control analysis.
Bring a compact evidence docket—not a pitch deck.
Give a compliance team or counsel the operating facts that reveal the perimeter.
Questions people ask before they build.
Short answers for orientation. The right result can change with the service model and current rules.
Which specialised route do I use?
Dividend → dividend FX route; HQ fee → related-party FX route; salary → individual route.
Where do rejections go?
Open /blocked-payments-in-china and /china-fx-blocked-payment-clinic.
Primary authorities
Reviewed sources support orientation, not a fact-specific assessment.