The classification screen

4 questions before you choose the route.

This page identifies the right question and evidence. It does not determine the legal outcome on a reader’s facts.

01

What exact reason did the bank give?

Code/notes.

Reason
02

Was the purpose path wrong?

Relabel legally.

Path
03

Tax pack missing?

WHT/cert.

Tax
04

related guide opened?

Resolve the related guide opened question separately before choosing the route.

Clinic

Working rule: Banks reject outbound (or sometimes inbound) FX when documents, purpose codes, counterparties or tax evidence do not line up.

What changes the answer

The signal ledger.

These facts move the question beyond a label and into a product, money-flow and control analysis.

Signal
Ask the operating question
Why it changes the route
Broader Banking, FX & Capital Controls analysis needed
Second related guide.
Additional facts can change the Banking, FX & Capital Controls route, evidence and next step.
New fake contract same day
Fraud risk.
Stop.
Blame only ‘the teller’
No pack review.
Weak.
Prepare before you escalate

Bring a compact evidence docket—not a pitch deck.

Give a compliance team or counsel the operating facts that reveal the perimeter.

01Rejection notice/emailReason.
02Prior submission setWhat failed.
03Corrected packWhat changed.
Common confusions

Questions people ask before they build.

Short answers for orientation. The right result can change with the service model and current rules.

Will switching banks dodge SAFE?

Often no if the path is wrong. Fix substance.

Where is the deep clinic?

Use the linked specialist resource when Blocked Payments in China turns on detailed evidence, procedure or risk assessment.

Primary authorities

Reviewed sources support orientation, not a fact-specific assessment.

State Administration of Foreign Exchange (SAFE)
People’s Bank of China
State Taxation Administration (STA)
National laws database (NPC)