Direct answer

A mid-marriage property agreement rewrites the default from that day forward — it is not a secret prenup.

The Civil Code lets spouses agree in writing, during the marriage, that property is separate, community, or mixed. That is distinct from a prenup (before marriage) and from a divorce settlement (ending the marriage). Banks and housing bureaus may still want notary or extra proof before they honour it against third parties. Creditor-protection and sham-agreement attacks exist if the deal is used to hide assets. Use this to shift a default; use the divorce-settlement world when you are actually divorcing. Do not backdate.

The classification screen

4 questions before you choose the route.

This page identifies the right question and evidence. It does not determine the legal outcome on a reader’s facts.

01

Are you still married and staying married?

If divorcing, that is a settlement.

Status
02

Is it written and specific?

Which assets, from when.

Form
03

Third parties?

Banks, buyers, creditors.

Third
04

Is it a sham to freeze out a creditor or spouse?

Attack risk.

Good faith

Working rule: Map the regulated role before marketing or launch in China.

What changes the answer

The signal ledger.

These facts move the question beyond a label and into a product, money-flow and control analysis.

Signal
Ask the operating question
Why it changes the route
Backdated PDF
Created after the fight started.
Proof problem.
Oral ‘what’s yours is yours’
No writing.
Default community remains.
Used to block a creditor
Transfer-pricing the marriage.
May not bind third parties.
Prepare before you escalate

Bring a compact evidence docket—not a pitch deck.

Give a compliance team or counsel the operating facts that reveal the perimeter.

01Signed Chinese textDated, complete asset list.
02Notary if usedFor bureaus and banks.
03Why nowA legitimate planning reason helps.
Common confusions

Questions people ask before they build.

Short answers for orientation. The right result can change with the service model and current rules.

Can we sign one the week before filing for divorce?

You can try; expect scrutiny as a settlement in disguise. Timing is a fact.

Is this the same as a marital settlement agreement blog?

No. Settlement-on-divorce pieces stay on their URLs. This is the during-marriage Civil Code tool.

Primary authorities

Reviewed sources support orientation, not a fact-specific assessment.