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China legal tool Traffic & motor insurance National framework

China Traffic Insurance
Payout Sequence Calculator

Interactive China legal orientation tool. Review the result with the relevant legal guide and qualified counsel where facts or local implementation matter.

Free calculatorPRC lawAssumption-led estimate
  1. 01Enter facts
  2. 02Get estimate
  3. 03Check assumptions
  4. 04Verify or escalate

Traffic loss allocation

From 30 June 2026, the injured party generally cannot recover these already-paid amounts again from the tortfeasor; the paying fund may pursue its own recovery.
Legal basis

Sequence

Under Civil Code Article 1213 and the traffic-accident judicial interpretation, compulsory insurance pays first within its separate category limits, commercial third-party insurance pays the remaining insured liability under the policy, and any uncovered residual is borne by the liable tortfeasor.

Legal authorityReview the legal-basis section and cited source before relying on the output.
Tool typeCalculator
ScopeNational framework first
Local checkLocal rules and authority practice may differ
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  • InputsConfirm dates, amounts, classifications and assumptions.
  • AuthorityCheck the cited rule, effective date and territorial scope.
  • EscalationSeek review for disputed facts, material exposure or imminent deadlines.
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