Skip to main content

HQ charges · 03

HQ charges & service fees

Banks test substance on HQ charges. A management-fee label is not the file.

First job Separate a genuine service payment from a disguised dividend before the bank pack.

Start here

Key considerations

  1. What service was actually performed?
  2. Is there a contract and invoice trail?
  3. Has this payment been rejected before?

Decision map

Keep the question bounded.

  1. Show the serviceWhat was done, by whom, for whom.
  2. Show the paperContract, invoice, tax overlay at a high level.
  3. If rejectedUse the blocked-payment clinic with the bank’s reasons.

Curated resources

Open the asset that matches this job.

Helpful to prepare

Facts that make the next conversation clearer.

These items are orientation aids, not a legal requirement list.

  1. Service description in one sentence
  2. Paying entity and overseas affiliate
  3. Whether a prior rejection exists

Local context

Add the city when the bank’s practice changes.

Onboarding packs and SAFE handling vary by bank and city after the national FX route is identified.

Open city and province guides

Counsel hand-off

Need banking and FX counsel?

This hub organises payment routes and bank packs. It does not move funds, instruct a bank or replace the tax certificate on your facts.

Find banking & FX counsel

Request a free consultation

Directory and legal information only — not legal advice. Confirm current rules with qualified counsel.

Editorial policy · Last reviewed August 2026 · Banking, FX & Capital Controls